The Total Money Makeover is one of the best-selling personal finance books of all time. Here at LLB we've finally got round to giving it our full.
The Total Money Makeover Workbook has 1658 ratings and 161 reviews. Dave Ramsey's book did not point out things that I didn't already know, but he does....
Blog book review dave ramseys total money makeover - - flying fastWhen I purchase something, it is an objective decision. I'm not sure I will make it into three different blog posts like I did that one but none the less I will give you my unbiased opinion of the book. After a few years of working this way, I no longer limit myself to a cash only system, but I still primarily spend with cash instead of plastic. As someone trying to pay down debt to buy a. Yes, smart money management is common sense. The information in this material is not intended as tax or legal advice. Then you learn about his success, how he lost it all, and the utter resignation of not knowing how to fix it.
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- If your house is paid for, why have a really expensive life insurance premium? At least if you live in Dave's world. Dave Ramsey has great insights, although this is not so much a book about managing money but changing lifestyle.
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I do follow the Ramsey plan…to a point. I recently did his online course when he offered it free to veterans. I posted a review of Financial Peace by Dave Ramsey yesterday. The problem is that we do not TEACH how to use credit wisely.
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The only time Ramsey turns me off is when he injects religion into what is a wholly non-religious discussion. I was making a solid middle-class salary, but I lived paycheck to paycheck. For those who have never known anything but debt, having no mortgage probably does feel like the promised land. You can either abuse it or use it wisely. However, if you really have taken control of your finances, then credit cards can be a valuable tool.